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REQUEST YOUR MORTGAGE
U.C.I. Unión de Créditos Inmobiliarios
REQUEST YOUR MORTGAGE

A minimum property price of € 150,000 is required.

A minimum loan amount of € 100,000 is required.

In order to deal with your case, we will contact with you using the telephone number, email address and name that you have given us. We will use these details at UCI ("Unión de Créditos Inmobiliarios S.A E.F.C.") only to contact you and reply to any queries or requests for information that you might raise with us. We will not retain or use them for any other purpose, and (unless we are entirely obliged), will not provide them to anyone else.Should you wish to find out more with regard to the legal aspects of this procedure, and in particular how we protect your privacy, click here

What property
can I buy?

Let's find out


Applicant 1

Applicant 2

You can purchase a home in Spain

of up to ¿?

down payment : ¿?   €

financing : ¿?   €

The calculation is obtained using data supplied by the user and will vary depending on the information completed with each query. The transaction is subject to approval by the institution. Therefore, this calculation does not constitute a binding offer from Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (UCI). To this end, UCI will not be liable for any direct or indirect damages the user may suffer as a result of the use of this calculation for decision making. The reference used for this calculation is a 25-year mortgage loan transaction. The user's age plus the loan term may not exceed 75 years. All our mortgages are in Euros (€).

When applying for a mortgage, you should consider the following

Your income

Your total loan repayments
should not exceed 30% of your
net income

Your savings

The more you can put down
towards the purchase the easier
the mortgage can be granted

Other expenses

Take into account your
existing loans and expenses
to establish your budget

Mortgage currency

Bear in mind that
the currency of all our
mortgages is in Euros (€)

  1. UCI Mortgages
  2. About UCI
  3. Our key features
  4. Info for non-residents
  5. Mortgage Calculator
  6. UCI Mortgages Portugal
U.C.I. Unión de Créditos Inmobiliarios
Confianza Online y Portal Cliente Banco España

© UCI - Unión de Créditos Inmobiliarios S.A. (All rights reserved)

PERSONAL DATA PROTECTION CLAUSE.

I hereby declare that all the information in this application is true, including data on assets, income and debt, and that the resources are totally mine/ours and are not subject to any charge other than the ones listed.

I hereby declare that the income and the personal contribution declared in this document come from legitimate activities not prohibited by law.

I hereby authorize any type of investigation to confirm the data submitted and for the granting of the loan.

I expressly authorize Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito (hereinafter, UCI), as regulated in Organic Law 15/99 of 13 December, on personal data protection, to include my/our personal data (including, where applicable, the email address) in an automated file and its processing, for the loan contract study, as well as the offer and taking out of the Entity’s products and services, even in the event of the loan contract not being formalized. I especially authorize the Entity to carry out all calculations, simulations and operations it deems appropriate with data provided by the applicant/s in order to obtain, through the processing of the data provided, together with the Entity’s risk analysis statistical systems, based on payment compliance probability calculations, a profile of the applicant/s regarding probability of meeting the payment of the transaction analysed. The data obtained from the applicant/s shall be considered as more data for taking the final approval or rejection decision.

I hereby declare I have been informed by UCI and authorize the entity to perform the corresponding enquiries, especially regarding the verification of solvency, through any financial solvency and creditworthiness files provided for in Article 28 of Organic Law 15/99 of 13 December, on personal data protection, with the purpose of analysing the solvency and viability of the transaction requested from UCI.

I expressly authorize UCI to send me commercial communications by electronic mail or by any other equivalent means of electronic communication, even in the event of the loan not being formalized or although the loan contract being subscribed may be terminated for any reason.

The party responsible for the file is Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito, with registered office in Madrid, calle Retama nº 3, 28045 Madrid, before whom you may exercise your rights of access, rectification, cancellation and opposition, or by email to: atencionalcliente@uci.com.

The signatory is informed and authorizes UCI -at calle Retama, 3, 28045, Madrid- to disclose his/her personal data to the following entities for the purpose of promoting their products*:

UCI, S.A. Address: calle Retama 3, 28045 Madrid. Activity: promotion, development and participation in companies and firms related to the real estate sector.

Retama Real Estate, S.A.U. Address: calle Retama 3, 28045 Madrid. Activity: Advisory services to companies, provision of telecommunications services and real estate sale and purchase.

(*) The personal data Subject may exercise his/her rights of access, rectification, cancellation and opposition regarding the processing for which the target entity is responsible at the corresponding address. 

The signatory also authorizes UCI to record the conversations held with the entity during the requested credit transaction approval process, all in accordance with current Data Protection legislation.