UCI.mortgages

Thinking of buying a property in Spain?

Request your mortgage

  • A minimum property price of € 150,000 is required.

  • A minimum loan amount of € 100,000 is required.

  • In order to deal with your case, we will contact with you using the telephone number, email address and name that you have given us. We will use these details at UCI ("Unión de Créditos Inmobiliarios S.A E.F.C.") only to contact you and reply to any queries or requests for information that you might raise with us. We will not retain or use them for any other purpose, and (unless we are entirely obliged), will not provide them to anyone else. If you want to know more about how we protect your privacy, click here
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UCI offers you the easiest way to
finance your home in Spain

  • Common sense customer service in your language.

  • Wide range of mortgage solutions and competitive rates.

  • Up to 70% LTV for non-residents and 80% residents.

  • No linked products such as life insurance.

  • Expert personal advice and the best professionals to see you through all the stages of buying a property in Spain.

  • Secure property completion, assured by our exclusive team of legal agents who take care of the conveyance process.

sun mortgage
variable

enjoy flexibility


Fixed rate for the first year.


Variable rate for the remaining term up to 30 years.

Up to 70% LTV.

sun mortgage
mixed

first term under control


Fixed rate up to 15 years,
with a minimum of 3 years.

Variable rate for the remaining term up to 30 years.

Up to 70% LTV.

sun mortgage
fixed

everything under control


Fixed rate for the entire term.


Minimum 10 years, maximum 30 years.


Up to 70% LTV.

99 % of our customers recommend us

365.279 customers already trust us

based on a survey of customers who took out their mortgage between 1st January 2016 and 31st December 2016

Title Insurance:

Protect your property title in case of unforseen legal property issues.

Home Insurance:

Comprehensive cover to protect your property: fire, flooding, breakage, theft, 24h assistance, civil responsability, legal defence, damage claims.

Our customer reviews

EKOMI - The Feedback Company
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  1. UCI Mortgages
  2. About UCI
  3. Our key features
  4. Info for non-residents
  5. Mortgage Calculator
  6. UCI Mortgages Portugal
U.C.I. Unión de Créditos Inmobiliarios
Confianza Online y Portal Cliente Banco España

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