Over 30 years

helping to create homes

Established in 1989 through a joint-venture between two of the biggest European Banks, UCI (Unión de Créditos Inmobiliarios) is a Credit Institution specialising in mortgage loans authorized by the Bank of Spain (Banco de España) and subject to its supervision.

Our mission is to help people acquire their home through the lending and handling of responsible mortgages tailored to the customer’s needs. Since our beginnings, our mortgage lending has been through a network of Estate Agents. Innovation is in our nature and so we have decided to create a new digital channel to offer our services through ucimortgages.com to the international market.

commitment experience agility safety transparency

We are here to help you all the way

As a mortgage specialist, UCI offers a comprehensive service, from the application to signing the deeds as well as the duration of the mortgage. We make the purchase of your home easy, convenient and secure.

Our long standing expertise in the mortgage market allows us to fully understand our clients needs. Whether you wish to move to Spain, or whether you just wish to enjoy your holidays abroad in your own property, UCI has the most appropriate mortgage solution for you.


Our values

Your own mortgage

We want you to have your own mortgage, the one that suits you best and which you know everything about.

We know that no two homes are the same and that feeling at ease in yours is the greatest of feelings.

From start to finish

Ucimortgages provides you with a specialised professional service during the full home buying process and during the mortgage.

A team of highly experienced and qualified staff will provide you with an efficient service in your own language.

An important decision

Our relationships are based on trust and transparency. We believe that, for everything to work smoothly, both parties, the customer and the lender, need to be responsible and aware of every step of application process.

Our commitment is to give you all the information you need in order for you to make the right decision.